Financing for groomers

Capital to scale your grooming business — Pet Grooming Capital

Get funding for mobile grooming vans, salon equipment, or daily cash flow from lenders who understand the pet service industry.

Call a funding specialist

Soft inquiry only. No impact on your personal credit score.

Industry terminology
  • Mobile grooming van
  • Clipping station
  • Hydro-bath
  • Grooming table
  • De-shedding tools
  • Salon build-out
  • Seasonal cash flow
  • Client volume
  • $5K–$500K Funding range
  • 24–48 hours Average approval time
  • 1 soft pull Credit check impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit your request
Provide basic details about your grooming operation and capital needs.
2
Us
Get matched
Our system connects your profile to relevant pet service lenders.
3
Lender
Review terms
Lenders review your specific business data and revenue streams.
4
Lender
Receive funds
Approved capital is deposited directly into your business account.

Niche expertise

  • Lenders know the grooming business cycle
  • We focus strictly on pet service providers

No upfront fees

  • We get paid by the lending partners
  • You never pay a fee to use our matching service

Speed

  • Most approvals happen within one business day
  • Access capital in 48 hours or less
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Low revenue history

Banks require three years of high volume for conventional loans.

Alternative lenders look at current recurring client revenue instead.
02

High debt ratio

Conventional loans flag high equipment debt as a risk factor.

Specialized lenders focus on the ROI of your new van or equipment.
03

Credit score issues

FICO score requirements at banks are often 700 plus.

Our network includes lenders who accept scores down to 550.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Texas · Equipment Loan
$65K

Mobile grooming owner

Customizing a new Mercedes Sprinter van for mobile service

Illustrative Ohio · Equipment Finance
$25K

Salon owner

Replacing outdated hydro-baths and drying stations

Illustrative California · SBA Term Loan
$120K

Multi-unit operator

Renovating a second storefront location

Illustrative Florida · Working Capital
$15K

Independent groomer

Covering seasonal payroll and supply stocking

How we label illustrative scenarios →

More resources

Business planning tools

Read our 2026 guide on managing supply costs and optimizing your booking schedule for maximum profitability.

Questions we get asked

Frequently asked.

Banks often categorize salons as high-risk due to equipment volatility. Our network uses underwriting specific to service-based businesses, approving loan amounts from $5,000 up to $500,000 depending on your annual revenue and equipment assets.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.